A legal battle has erupted over the foreclosure of a New Orleans home, with allegations of misconduct and constitutional violations. On November 6, 2025, Maylois Bacot filed a complaint in the United States District Court for the Eastern District of Louisiana against Deutsche Bank National Trust Company and several other entities, including McGlinchey Stafford PLLC and Ocwen Financial Services Inc. Bacot seeks to halt the sale of her home, alleging numerous legal violations and seeking redress for damages.
According to the complaint, Bacot’s home at 5696 Stillwater Drive was severely damaged by Hurricane Katrina in 2005. Despite having insurance escrowed through her mortgage with Ameriquest Mortgage Company, she claims that no insurer provided payment for the damages. The complaint details a series of alleged missteps by various mortgage servicers over the years, including Citi Financial Lending Inc., Ocwen Loan Servicing LLC, and PHH Mortgage Corporation. Bacot asserts that these entities failed to disclose critical information about hazard insurance and engaged in practices that violated federal regulations such as RESPA Regulations X and Z.
Bacot’s filing accuses Deutsche Bank and its affiliates of illegal foreclosure practices during the COVID-19 pandemic, citing violations of both state proclamations and federal consumer protection laws. She alleges that Deutsche Bank’s actions were part of a broader pattern of misconduct that contributed to the 2008 financial crisis. The complaint also highlights an instance where Judge Ethel Simms allegedly acted without jurisdiction in dismissing Bacot’s reconventional demand related to her mortgage case.
In addition to seeking a temporary restraining order and preliminary injunction to prevent the sale of her home, Bacot is asking for compensatory and punitive damages. She argues that defendants’ actions have caused irreparable harm by violating her constitutional rights under the First, Seventh, and Fourteenth Amendments. The plaintiff contends that defendants acted in concert to deprive her of property rights through fraudulent means.
The case brings into focus significant allegations against major financial institutions regarding their handling of mortgages during crises. Bacot’s attorney has emphasized that public interest demands accountability from these entities due to their historical impact on homeowners nationwide.
Representing Maylois Bacot are attorneys whose names are not specified in this document. The case is presided over by Judge LMA-KWR under Case ID 2:25-cv-02276-LMA-KWR.
Source: 225cv02276_Maylois_Bacot_v_Ethel_Simms_Eastern_District_of_Louisiana.pdf
